The creation of a Smart City is the melting pot for a multitude of complex and inter-dependent problems. This is where city authorities are expected to step in and proactively...
One of an increasingly prominent tool used to facilitate the assessment of credit risk in mortgage lending is Credit Scoring Model based on credit history and other pertinent data related...
Credit risk is defined as the risk faced by lending institutions when their borrowers fail to pay their loan obligations as scheduled. Currently, screening of prospective borrowers is accomplished primarily...