Author: Ashish Soni, Senior Data Scientist, Terracis Technologies Limited
Ashish Soni is a quantitatively oriented analytics professional, with experience in statistical analysis, data mining, machine learning, and statistical programming. He has executed projects of varying complexity within the Finance, Healthcare, Education, Sports, and Human Resource Industry. He leverages his knowledge in mathematics and applied statistics, along with visualization and a healthy sense of exploration, to extract value from business data. An alumnus of IIT Bombay (B.Tech, Chemical), and a Masters Degree holder in Economics, and Post Graduate Diploma in Applied Statistics. On a professional front, he has almost 10 years of work experience in data science domain.
Credit risk is defined as the risk faced by lending institutions when their borrowers fail to pay their loan obligations as scheduled. Currently, screening of prospective borrowers is accomplished primarily… Read More